Should I Get a Pool For My House?

Did you feel like you were missing something this summer? Are you thinking that maybe come spring time it’s time to get a pool in the backyard? The cool refreshing look of water on a hot summer’s day can make any homeowner wish they had a pool in their backyard, but making the decision about whether a pool is right for your property is more complicated than buying an inflatable bed with a cup holder. There is a lot of work and money that goes into owning a pool, and here are a few things to consider before calling in the excavating team.

Is Your Yard Big Enough For A Pool?

While there are some small properties that can blue-buoy-on-swimming-pool-000063897223_largebenefit from a pool, usually if the pool is going to take up more than 30% of the total yard space, installation can have a negative effect on your home’s value. You also want to consider what other things you use your yard space for, or may want to in the future, before going ahead.

Are You Prepared For The Work And Cost?

Pools can be fun, but they are also a lot of work and can be costly to maintain. Besides installation costs, pools require considerable cleaning, a lot of additional products and tools to maintain, and, depending on where you live, you may only get a few months of enjoyment from them each year.

How Will A Pool Affect Your Home’s Value?

Depending on where you live, the size of your property, and the existing value of your home, a pool can either be an asset to your property’s value or a considerable liability. Large homes in warmer climates tend to increase in value with the addition of a pool, but doing a bit of research about the market in your particular area can help make this decision a little easier, and will give you all the facts.

In general, if you are looking to install a pool because it will likely give you and your family a great amount of enjoyment, considerations such as the size of your yard and the effect it will have on your property value may not be too important. But like any decision you make about your home, it is always a good idea to know all the facts before making the changes.

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4 Reasons Why Fall is a Great Time to List Your Home for Sale

While spring is typically the hottest time for real estate, the fall season has its perks as well! With summer coming to an end, many people and their families are getting back into their routines with school and work. If you are thinking of selling your home this fall, please feel free to give me a ring – I’d be happy to answer any and all questions about real estate. Whether you are thinking of listing this fall, or are planning to list in the spring, I’m here for you! Read more

Things to Consider When Hiring a Home Inspector

You’ve gone to countless open houses, searched online for months, and have finally found the house of your dreams, but before signing your name on the dotted line there are a few key steps you should not overlook. When purchasing a home, hiring the right home inspector can be the most important decision you make. Knowing the condition of the house you are going to purchase cannot be left to appearances or promises, and some undetected problems can be even more costly than the price of the house itself. Making sure you have the services of a home inspector who knows what he or she is doing can prevent what should be a great investment from becoming a financial disaster. So what steps can you take to be sure your home inspector is qualified? Here are a few things to consider.

How Long Have They Been In The Business, And What Is Their Professional Background?

The housing market has steadily increased over home-inspectorthe last several decades, and the home inspection business is booming. With new home inspectors becoming certified each day from a variety of programs, hiring the services of an experienced inspector can really make a difference. Though experience is always a good indicator of qualifications, also consider hiring an inspector who has a background in the housing industry, whether as a real estate agent or home builder.

What Are Their Qualifications?

With the incredible number of courses and schools offering certification in home inspection, knowing where your home inspector got their training and whether or not the course is actually recognized by the certifying body in your area is definitely worth the extra time to find out. Always ask to see proof of their certification, and make the necessary calls to the institution if there is any doubt.

Do They Have References?

This may seem an obvious question to ask any professional, but many people skip this step, and even fewer actually follow up on the references that they ask for. Always call the references that your home inspector provides, and be sure they can give you at least three recent referrals.

How Much Do They Charge?

While the costs involved in purchasing a new home can add up quickly, the temptation to try to save when hiring a home inspector should be resisted. Call several home inspectors for quotes, and if the one you have selected is considerably cheaper than the others, ask yourself why. Most certified and qualified home inspectors know what the competition is charging and will usually charge a similar rate.

While all this work may seem like a lot of effort for what may turn out to be just red tape, if there is a serious problem with the property you are hoping to buy and it goes undetected, what should be your greatest investment may turn out to be your greatest liability.


Looking to buy or sell a home in the MetroWest area? Real estate agent Robert Brown of RE/MAX Executive Realty services areas such as Hopkinton, Hopedale, Milford, Upton, Mendon, and many more. To learn more about MetroWest real estate agent Robert Brown, please visit the Meet Your Agent page on SellMyMetroWestHome.com

Homes for Sale in Hopkinton, MA | Real Estate Agent in Hopkinton, MA
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What Season is the Best Time to Sell My House?

So you are ready to sell your house, but you look out the window and see several feet of snow on the ground. Should you bother putting your house on the market in the winter, or should you wait until spring? Is there a better season in which to sell your home? The answers to these questions depend on a few basic factors.

Where You Live

In a place where the climate is very cold in the winter, it can be wise to wait until spring to sell, because fewer buyers will be venturing out to look at homes. In an area where the sun shines year round, weather is not a concern, and people will have no trouble coming out to see your house. This doesn’t mean, however, that season doesn’t matter in a warm climate! It can still affect how many potential buyers will come out and the odds of selling.

Watch Out For The Holiday Slump

People are usually too busy from Thanksgiving through Christmas to spend much time house hunting, and in January they are often recovering financially from holiday over-spending. Most experts will recommend that you avoid listing your home until after the worst of the holiday slump in the market is over and people are looking to buy again. This is true no matter what the climate!

Particulars Of Your Home

If your home is near a high school, you might want to consider selling in the summer when things nearby are a bit quieter. The noise and traffic of the school year might put some buyers off. If your home is near a lot of fun winter activities, this might actually be a selling point that will be highlighted better in the winter months. Looking for these details of your area and capitalizing on them will help you to get your home sold.

The season does matter when it comes to home buying, and spring is usually a good time to list. As your real estate agent, I can help you to determine what season makes the most sense for listing in your particular case, providing you with market information in your area and helping you pinpoint the particulars of your home that make it appealing in a specific season.


Looking to buy or sell a home in the MetroWest area? Real estate agent Robert Brown of RE/MAX Executive Realty services areas such as Hopkinton, Hopedale, Milford, Upton, Mendon, and many more. To learn more about MetroWest real estate agent Robert Brown, please visit the Meet Your Agent page on SellMyMetroWestHome.com

Homes for Sale in Hopkinton, MA | Real Estate Agent in Hopkinton, MA
Homes for Sale in Hopedale, MA | Real Estate Agent in Hopedale, MA
Homes for Sale in Milford, MA | Real Estate Agent in Milford, MA
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Should I Refinance with Interest Rates Being So Low?

With mortgage rates on the lower side, the choice to cash in and refinance your mortgage may be tempting, but before you make that decision here are a few facts to help you decide if it is the best financial choice for you and your family. Whether it is just to reduce the amount of interest you pay, or freeing up some income for other items or debts, there are several considerations to take into account. Here are the more popular options for refinancing your mortgage.

Fixed Rate Mortgages

If you like the stability of a fixed rate loan because of your budget can’t handle unexpected fluctuation, then now might be a great time to choose this option. With fixed rates lower than they have been in some time, this may save you money by either reducing your monthly payments or, if you keep your payment the same, reducing the principal on your loan.

Adjustable Rate Mortgages (ARMs)

img_page_breakevenIf you’re planning to stay in a home for only a few years, or your income can handle changing monthly payments, then you can get an ARM for significantly less than a fixed rate mortgage. Adjustable rate mortgages are also popular with people who may have difficulty qualifying for a loan at a higher fixed interest rate, as it lowers the monthly payment.

Home Equity Loans

When interest rates are low, it is a good time to take out a home equity loan. This may allow you to keep your home if you are facing financial problems.
It is also a great way to finance home improvements.

No matter what decision you make concerning the mortgage on your home, keeping your options open, arming yourself with up-to-date knowledge on the markets, and seeking the advice of professionals will keep your investment safe.


Looking to buy or sell a home in the MetroWest area? Real estate agent Robert Brown of RE/MAX Executive Realty services areas such as Hopkinton, Hopedale, Milford, Upton, Mendon, and many more. To learn more about MetroWest real estate agent Robert Brown, please visit the Meet Your Agent page on SellMyMetroWestHome.com

Homes for Sale in Hopkinton, MA | Real Estate Agent in Hopkinton, MA
Homes for Sale in Hopedale, MA | Real Estate Agent in Hopedale, MA
Homes for Sale in Milford, MA | Real Estate Agent in Milford, MA
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Homes for Sale in Mendon, MA | Real Estate Agent in Mendon, MA

Should You Agree to Pay the Closing Costs?

Many of the closing costs on the sale of a home usually fall to the buyer, who is responsible for paying a variety of fees in order to finalize the sale. In some situations, a seller may offer to help with these costs or even cover them in full in order to help complete a sale. This isn’t always a necessary or even appropriate move, but in the right situation it can sell a house faster.

When To Offer To Pay Closing CostsHow-To-Get-a-Seller-to-Pay-Your-Closing-Costs-in-Today’s-Housing-Market-1200x480

As a general rule, a seller should consider offering to pay the closing costs when they really need to get the home sold fast. Offering such an incentive may mean that your home sells faster and more easily than had you not offered.

You might also offer to pay closing costs if you have a lot of equity and will make a good profit off the sale. In a market when it is harder for buyers to get loans or come up with down payments, sometimes a seller who is motivated and has the extra equity to handle closing costs can make the difference between buying a home and waiting to save up even more money.

When To Let The Buyer Pay

In most cases, if the topic isn’t brought up in the negotiations, you can simply allow the buyer to handle the closing costs and not worry about it. This is the traditional way home sales are handled, and most buyers are aware of it and prepared for it.

If the buyer does request that you pay the closing costs as part of the negotiations for the sale of the home, consider whether or not you really want to accept their offer. If you have a lot of interest in the home and potential for more offers to come in soon, then you can probably safely refuse in your counteroffer. Odds are good that in such a situation the buyer will back down on the closing costs.

Splitting The Costs

You may want to consider splitting the closing costs with the buyer in order to save you both some money and get the deal to go through more smoothly. You can work the details out in your negotiations with the buyer. This is often a good compromise.

Remember that as the seller, you are not required to handle the buyer’s closing costs, and the choice to do so should benefit you in some way. Weigh the pros and cons before making a decision.


Looking to buy or sell a home in the MetroWest area? Real estate agent Robert Brown of RE/MAX Executive Realty services areas such as Hopkinton, Hopedale, Milford, Upton, Mendon, and many more. To learn more about MetroWest real estate agent Robert Brown, please visit the Meet Your Agent page on SellMyMetroWestHome.com

Homes for Sale in Hopkinton, MA | Real Estate Agent in Hopkinton, MA
Homes for Sale in Hopedale, MA | Real Estate Agent in Hopedale, MA
Homes for Sale in Milford, MA | Real Estate Agent in Milford, MA
Homes for Sale in Upton, MA | Real Estate Agent in Upton, MA
Homes for Sale in Mendon, MA | Real Estate Agent in Mendon, MA

Protecting Your Privacy While Your Home Is On The Market

Selling your home can cause potential anxiety about your personal privacy. With your doors open to a nearly constant stream of strangers through your home, you may worry that your personal information is at risk. Protecting your personal information is a top priority. Here are a few tips for protecting your privacy while your home is on the market.

Ask Your Agent To Accompany Potential Buyers And Other People Entering Your Home

Some REALTORS® allow buyers to walk through the property on their own. If you are concerned with allowing strangers to tour your home unaccompanied, let your agent know ahead of time.

Remove Your Mail And Financial Information

Don’t leave mail sitting out. You don’t want your personal information made public, and you would be surprised what thieves can use to steal your identity. Also remove all checkbooks and banks statements and place them in a secure filing cabinet or lockbox.

Remove Personal Effects

From diplomas to wedding photos, don’t provide potential buyers with any personal information about yourself or your family. Depersonalizing is also an important part of successfully staging your home for sale, so removing these things will allow you to accomplish two things at once.

Don’t Leave Your Computer On During Showings

A professional identity thief can access personal information from your computer in only a few moments, so shut your computer off before buyers arrive.

These simple tips can keep your privacy secure while selling your home.


Looking to buy or sell a home in the MetroWest area? Real estate agent Robert Brown of RE/MAX Executive Realty services areas such as Hopkinton, Hopedale, Milford, Upton, Mendon, and many more. To learn more about MetroWest real estate agent Robert Brown, please visit the Meet Your Agent page on SellMyMetroWestHome.com

Homes for Sale in Hopkinton, MA | Real Estate Agent in Hopkinton, MA
Homes for Sale in Hopedale, MA | Real Estate Agent in Hopedale, MA
Homes for Sale in Milford, MA | Real Estate Agent in Milford, MA
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Refinancing After Divorce

Divorce is a difficult experience for everyone involved, and the details of sorting out property can be overwhelming. One of the items you will likely have to deal with is the refinancing of your home if both people were listed on the mortgage. How and when this happens will depend on the terms of your divorce. And of course, always consult your lawyer before making any decisions.

Refinancing To Remove An Owner

In the event that one of the previous spouses 188941811will retain ownership of the home, it will be refinanced to a new loan that is solely in that person’s name, removing the other party’s liability for the mortgage and property.

This can usually be done in a straightforward manner. The new sole owner will take out a loan and pay off the previous loan in the process. In this case the closing costs will be the responsibility of the new sole owner. Once the refinance is complete the other party will no longer be responsible legally for the mortgage or the home itself.

If there is any equity in the property, and cash is taken out during the refinance, the courts will determine how this is distributed during the divorce proceedings. It may be split or belong to one party or the other.

Divorce And Credit

In some cases, divorce can be hard on a person’s credit. This is especially true if there were a lot of debts incurred during the marriage or if a bankruptcy becomes part of the proceedings. A former spouse’s debts can continue to damage your credit for a while after the divorce is final.

This can make the refinance a little more difficult since it will affect credit and thus interest rates. Talk to your mortgage broker regarding the potential impact of your divorce on your credit and determine the best way to approach the refinance.

Who Pays The Mortgage

If child support or alimony is involved in the divorce, one party may continue paying part or all of the mortgage even though they no longer live in the house. This doesn’t mean that it can’t be refinanced out of that person’s name.

This matter should be determined as part of the divorce proceedings, and the home refinanced in accordance with the judge’s determination. Many mortgage brokers are experts in dealing with divorces, refinances, and their repercussions. It makes sense to talk with someone both during and after your divorce so that you know what your options will be.

 


 

Looking to buy or sell a home in the MetroWest area? Real estate agent Robert Brown of RE/MAX Executive Realty services areas such as Hopkinton, Hopedale, Milford, Upton, Mendon, and many more. To learn more about MetroWest real estate agent Robert Brown, please visit the Meet Your Agent page on SellMyMetroWestHome.com

Homes for Sale in Hopkinton, MA | Real Estate Agent in Hopkinton, MA
Homes for Sale in Hopedale, MA | Real Estate Agent in Hopedale, MA
Homes for Sale in Milford, MA | Real Estate Agent in Milford, MA
Homes for Sale in Upton, MA | Real Estate Agent in Upton, MA
Homes for Sale in Mendon, MA | Real Estate Agent in Mendon, MA

6 Summer Home Maintenance Tips

Keeping your home in great condition not only keeps you a happy person, but it helps maintain the value of your home! Here’s a few recommendations on what you can do this summer to keep your home in tip-top condition:

Keep it green: Harsh summer heat can up Summer-Home-Maintenance-Tip-2014the ante when it comes to caring for your lawn. Make sure to keep it watered and fertilized!

Fire it up: Get a head start for the upcoming winter and clean out your wood- burning fireplace and chimney. You’ll have one less winter task to attend to!

Carpet care: Now’s the perfect time to have your carpets professionally cleaned, which will protect your carpet and make it last even longer. Want to save a few bucks? Rent a quality carpet cleaner and do it yourself!

Touch-ups: Inspect your home—inside and out—and touch up any paint where necessary. This can be done quickly and easily, and will prevent future peeling!

Lock and key: Check all of the locks on your windows and doors and ensure that everything is working properly. Being proactive about safety is always a smart move!

Oil it: Anything squeaking? Add a squirt of WD-40 or similar product to door, cabinet and window hinges to keep them in top repair.


Looking to buy or sell a home in the MetroWest area? Real estate agent Robert Brown of RE/MAX Executive Realty services areas such as Hopkinton, Hopedale, Milford, Upton, Mendon, and many more. To learn more about MetroWest real estate agent Robert Brown, please visit the Meet Your Agent page on SellMyMetroWestHome.com

Homes for Sale in Hopkinton, MA | Real Estate Agent in Hopkinton, MA
Homes for Sale in Hopedale, MA | Real Estate Agent in Hopedale, MA
Homes for Sale in Milford, MA | Real Estate Agent in Milford, MA
Homes for Sale in Upton, MA | Real Estate Agent in Upton, MA
Homes for Sale in Mendon, MA | Real Estate Agent in Mendon, MA

How Many Open Houses Should I Have?

An open house can be a great tool for showing your house and getting it sold. On the other hand, it takes a lot of work to prepare for one, and requires that you be out of your house for most of the day. It also guarantees you will get a lot of people just out for a look who aren’t serious buyers. So how often should you hold an open house when your home is on the market? It depends on a few factors.

The Effort Versus The Benefit

Getting your home ready for an open house takes some effort. You will need to make sure everything is clean, clutter cleared away, and possibly even make some changes to the décor. Even if you are Open-house-signkeeping your home showing-ready as much as possible, it does take some extra work.

There’s also the requirement that you find a place to go for the day. You can’t spend every weekend imposing on friends or family or finding activities to occupy you. It’s important that the benefit of an open house outweigh the effort put into setting it up.

How Long On The Market

The longer your house is on the market, the more often you are likely to want to have an open house. If you have a lot of interested buyers making appointments to see the house, you may not need to hold one at all. If you aren’t seeing a lot of showings, then an open house is a good option.

The longer you have been on the market, the more useful an open house may be. It will bring in people who might otherwise not have made an appointment to see your home—these are people who may not have known the house was of interest to them until they saw it in person. Home hunters often spend a day going to various open houses, and might add a home to their list that wouldn’t otherwise be of interest.

The Frequency Of Open Houses

You aren’t likely to get far by having your open houses too frequently. In most cases, more than once a month would probably be too much. When you leave enough time in between each open house, you allow for new buyers to come into the market and bring a new crop of people each time.

Of course, this is something that we will discuss as part of your customized marketing plan. I will help you to select the right timing and frequency on your open houses based on the interest in your property and the market in your area.


Looking to buy or sell a home in the MetroWest area? Real estate agent Robert Brown of RE/MAX Executive Realty services areas such as Hopkinton, Hopedale, Milford, Upton, Mendon, and many more. To learn more about MetroWest real estate agent Robert Brown, please visit the Meet Your Agent page on SellMyMetroWestHome.com

Homes for Sale in Hopkinton, MA | Real Estate Agent in Hopkinton, MA
Homes for Sale in Hopedale, MA | Real Estate Agent in Hopedale, MA
Homes for Sale in Milford, MA | Real Estate Agent in Milford, MA
Homes for Sale in Upton, MA | Real Estate Agent in Upton, MA
Homes for Sale in Mendon, MA | Real Estate Agent in Mendon, MA

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